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In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'
Suze Orman
Related I can tell you that you will have your hearts broken more by the people you love than by the people ... MARGARET PETERSON HADDIX I think we all have this image that we're going to be the hold-out and show what 51 really looks... BO DEREK It SMELLS ancient," - Dan Cahill JUDE WATSON If you're going to exude naivete, you can't really... walk out there like it's a Sting s... FRANK BLACK All of us every single year, we're a different person. I don't think we're the same pers... STEVEN SPIELBERG But this is Miami, you can't come to Miami and not show any skin. You gotta show something. If y... LIL' KIM Credit card debt is almost always bad. At the very least, make sure that the amount of credit card d... JAMES KIBLER Credit card debt is almost always bad. At the very least, make sure that the amount of credit card d... JAMES KIBLER Palm trees were fanned by a warm, light breeze, and they rolled down their windows to smell the sea. JUDE WATSON Lull me with your lullabies.. Serenade me with your souls. Make me dance with symphonies.. Do jazz w... KIM JOHN A. AGUIRRE I am not better than you because of my religion, color, culture, education, status, wealth, etc. I a... NAJWA ZEBIAN The truth about filmmaking is you have all these ideas and you're trying to convince everybody t... GAVID HOOD Writing a film is like building a brick wall. You have a plan, and you have the blocks. Then, somebo... LEIGH BRACKETT I'm a wonderful disaster. So are you. We're all a mess. We're in this culture that says ... EMILIO ESTEVEZ It looks ancient," - Amy Cahill JUDE WATSON When I was doing all this acting stuff, all these kids, like, assumed, 'Oh, my God, you're o... BECKY G Let's head out to the ruins." - Dan Cahill ROLAND SMITH Just because you're born in a privileged family and have money doesn't mean you're happy... LAPO ELKANN It's really frustrating when you're an identity-theft victim, and you go to the police and y... FRANK ABAGNALE I have to feel the audience. I enjoy that feeling of community. There's something sort of spirit... DAVE GAHAN All of us want to have meaning in our lives and want to feel like we're doing something that mak... JOHN ASHCROFT If you don't have the money management skills yet, using a debit card will ensure you don't ... T. HARV EKER I don't want to be thought of as a survivor because you have to continue getting involved in dif... CARRIE FISHER I think we're doing the right things for the right reasons. We're not doing it to sell produ... BOB EDWARDS Are you taking us to the beach?" - Dan Cahill JUDE WATSON I like starting projects in January. That's the best time to start something. It's so inward... CAROLYN CHUTE By working toward a financial objective, you'll start to see the money add up for retirement or ... JEAN CHATZKY I spent every bit of my money to try and get a Mickey Mantle card, and I don't have one. Growing... JOHNNY BENCH Where are the Asian leading men? Well, we're being kicked to the ground; we're not being sup... VINCENT RODRIGUEZ III I do this thing at every party: I go to a party, I stand around for, like, 45 minutes, and then I tu... IKE BARINHOLTZ Isn't it a shame that future generations can't be here to see all the wonderful things we... EARL WILSON Every democracy is constructed day-to-day. And the electoral process reduces and minimalizes every s... GAEL GARCIA BERNAL TV kind of worked out naturally for me. I was fortunate to do a show like 'Breaking Bad' and... EMILY RIOS You know, why don't you take him off all this stuff you have him hopped up on, all this garbage ... MORGAN SPURLOCK In L.A., it's easy to get wrapped up in this young Hollywood mess. You feel like you have to go ... TAYLOR SPREITLER Personally, I don't think we could do such a show if we didn't get along. The subtext of all... KRISTIN DAVIS It doesn't matter how much polite self-deprecating fluff you have on the outside if you don'... REBECCA HALL My parents didn't have a lot of money when I was growing up. We were comfortable, but I didn'... KIT HARINGTON I'm a prize fighter. Titles don't pay bills. I fight for money. I'm making money. They... BROCK LESNAR If you're suddenly doing something you don't want to do for four years, just so you've g... EWAN MCGREGOR If you have a debt issue or credit card issue, start dealing with it. If you have a tax issue, don... HILL HARPER I would say this is not negative this is h, a hard part in gymnastics. You can't eat, whatever y... OLGA KORBUT You've got to be picky in this business - if you're not, then I don't think you have the... AARON PAUL Now we have one chance in some case, as in this body but in other body we will have + one because we... DEYTH BANGER Let me put it this way: If you're sitting in a movie and you're watching me, and you say, ... MICHAEL CAINE In a very weak economy, when you say 'cut government spending,' what you mean is you're ... FAREED ZAKARIA We're so terrified of death in Western culture that we have to make up a myth of an afterlife. I... STEVE EARLE You can't try to be somebody you're not; that's not style. If someone says, 'Buy thi... IRIS APFEL It's interesting how we often can't see the ways in which we are being strong - like, you ca... LENA DUNHAM I was in college that first semester, and I was like, 'Wow, this isn't who I am. This isn... CHANNING TATUM You're right on the money with that. We're all like detectives in life. There's somethin... DAVID LYNCH When I got a deposit on my very first cake, I took that deposit and I bought some cake mix with it. ... DUFF GOLDMAN I believe in love. I believe in good stories. I play really hard on the weekends because I like to h... CHANNING TATUM When I turned 50, something clicked in my head and I said, 'I'm not going to live to 100. I&... KEVIN O'LEARY When you're starting off as a young writer, you look at all the stuff that's gone before and... NEIL GAIMAN Success is a terrible thing and a wonderful thing. If you can enjoy it, it's wonderful. If it st... GENE WILDER If we're going to get this country out of its current energy situation, we can't just conser... DONALD SADOWAY I want to save up money. This is probably long-term, but I for sure want to get into real estate and... LUCKY BLUE SMITH I think this year, being an Olympic year, we have learned in the past what not to do. Because usuall... NANCY JOHNSON People in life take on certain stories and say, 'I'm going to be defined by this story and I... STANA KATIC You aren't wealthy until you have something money can't buy. GARTH BROOKS Ben and I live like hermits. The night of a concert, we'll be like, 'Do you think we can get... MELISSA MCCARTHY I mean, you have a general tone of it but it's pretty much you get to come in and you're goi... DAVID R. ELLIS you weren't mine to begin with. IAIN S. THOMAS There's so much bullying with young people and them feeling like they can't come out, and th... TABATHA COFFEY We're in this really different world of television where everybody is binge watching, and it alm... JESSICA ST. CLAIR We need intelligence in this country. We need a certain toughness in this country, or we're goin... DONALD TRUMP Like, you can't tell a certain race, like, 'You're supposed to act this way, and you'... KREAYSHAWN Every time I start to get worked up over something, I just think to myself, 'Is this really goin... KYLIE JENNER The most important thing to realize is we're not blank slates at birth. We don't start off w... JONATHAN HAIDT Starting out, they told me: 'You're a good-looking guy. We'll put you in this role, and ... SAM WORTHINGTON I am single. Acting can make it hard to have profound relationships if you're not careful. You g... TOM HOLLANDER I don't use a debit card. The safest thing is a credit card because you're using the bank... FRANK ABAGNALE You have to push yourself when you're older because it's very easy to fall into the trap. Yo... IRIS APFEL If you're doing this because you feel like you have a burning desire to do it, then you'll f... TRISHA YEARWOOD Basically, the start of my thinking process is: 'OK, if you didn't have to worry about re-el... RAY NAGIN Every game, we're going to go for it, so when we get into playoff time, it's not like, '... DAN QUINN I can tell you this, if it wasn't for my book royalties, I'd be in debt. BENNY HINN When you boil down the real facts and statistics of what carbon dioxide is doing to this planet... t... A. J. BUCKLEY You only have a few years to play this game and you can't play it if you're all tied up in k... WILLIE STARGELL Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It'... NOAM CHOMSKY Here's what I tell anybody and this is what I believe. The greatest gift we have is the gift of ... MIKE DITKA I don't want to get too philosophical, but in a sense, you're given this gift, this sort of ... ZE FRANK I've got a few ideas," (Amy) admitted. "But I don't know where we're going in the long term. I mean ... RICK RIORDAN My standards are based on shows I like, like 'Girls' or 'Arrested Development.' And ... RACHEL BLOOM I don't like getting up in front of people and being the loud one when everybody's out quiet... TRAVIS FIMMEL If you're supposed to be doing something, the spirits will come and help you. They have helped m... GIL SCOTT-HERON Well, we certainly need to raise the retirement age. I've told my 19-year-old and my 22-year-old... KEN BUCK If you're going to have a satisfactory standard of living, you're going to have to be compet... BOB MCNAIR You gotta remember: we're musicians... we're just crazy people who can't get along somet... COREY TAYLOR Yeah, Kubrick's a big influence. In something like 'A Clockwork Orange,' he is trying to... GUS VAN SANT Our party is - we don't have the problems that the other party has. We're not divided. We do... DAVID AXELROD Usually, impersonations come out of something you dig, because you're listening to it over and o... ALEX BORSTEIN It's like, hmm, there's people with $2000 weaves that could have bought health care with tha... CHRIS ROCK The truth is that as we move forward, if one side says we can't raise any taxes on anybody or an... DAVID AXELROD I do this work, but I am uncomfortable in situations where you're hyped into something you'r... JEREMY IRONS Every time I start chasing my tail, and I'm trying to control all these elements of my universe,... CHERYL LADD If you can't define a winning exit strategy for the American people, where we somehow come out a... JON HUNTSMAN, JR. If we went by the world's definition of who I'm supposed to be because I look weird... '... NICK VUJICIC So we take a lot of pride in that. It's really on us to turn this thing around. I think this las... KEVIN GARNETT
More Suze Orman
If you are worried about job security and do not have an adequate emergency fund (ideally eight mont... SUZE ORMAN I want to be clear here: It does not matter what you say in your will or trust; the beneficiary docu... SUZE ORMAN A big part of financial freedom is having your heart and mind free from worry about the what-ifs of ... SUZE ORMAN Recast your current problems into proactive goals. SUZE ORMAN Every financial worry you want to banish and financial dream you want to achieve comes from taking t... SUZE ORMAN When you are grateful - when you can see what you have - you unlock blessings to flow in your life. SUZE ORMAN I am a big believer that orderliness begets wealth. SUZE ORMAN True generosity is an offering; given freely and out of pure love. No strings attached. No expectati... SUZE ORMAN Your credit score affects the interest rates you're offered on credit cards and loans, can be us... SUZE ORMAN You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell... SUZE ORMAN Money you know you need or want to spend in the next few years is savings. Money you keep handy for ... SUZE ORMAN If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. Y... SUZE ORMAN It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. ... SUZE ORMAN What I've learned is that the audience is constantly rotating. Just because it feels like I'... SUZE ORMAN I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can... SUZE ORMAN It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - t... SUZE ORMAN Thoughtful financial planning can easily take a backseat to daily life. SUZE ORMAN I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to c... SUZE ORMAN Owning a home is a keystone of wealth - both financial affluence and emotional security. SUZE ORMAN No one's ever achieved financial fitness with a January resolution that's abandoned by Febru... SUZE ORMAN The key to making money is to stay invested. SUZE ORMAN I do not think I am successful just because I have money. I'm successful because I love who I am... SUZE ORMAN Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful s... SUZE ORMAN If you have debt I'm willing to bet that general clutter is a problem for you too. SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund... SUZE ORMAN Every time you overhear something hurtful, I want you to do something kind for someone else. SUZE ORMAN One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are ... SUZE ORMAN Pay off your mortgage before retirement, and that's one less bill you'll have to worry about... SUZE ORMAN To make the most of your money, I recommend sticking with mutual funds that don't charge a commi... SUZE ORMAN While a reverse mortgage can indeed be a viable way to generate income, it is very important to unde... SUZE ORMAN Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt... SUZE ORMAN Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to unders... SUZE ORMAN Estate planning is an important and everlasting gift you can give your family. And setting up a smoo... SUZE ORMAN When you lose something in your life, stop thinking it's a loss for you... it is a gift you have... SUZE ORMAN If there is anyone dependent on your income - parents, children, relatives - you need life insurance... SUZE ORMAN When you're happy you find pure joy in your life. There are no regrets in this state of happines... SUZE ORMAN The only way you will ever permanently take control of your financial life is to dig deep and fix th... SUZE ORMAN The advantage of online banking is that you can pay bills superfast, and your account is automatical... SUZE ORMAN For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there ... SUZE ORMAN Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good tim... SUZE ORMAN Each cent you apply toward diminishing your debt replenishes you. SUZE ORMAN Be aware of the language of poverty as it's spoken around you; "I don't care about
money; I don't ... SUZE ORMAN A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or ... SUZE ORMAN Anything that gets people to think harder about their financial security and take some responsibilit... SUZE ORMAN Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. Firs... SUZE ORMAN I love the Roth IRA. Tax-free income in retirement is a truly great deal. SUZE ORMAN The prenup needs to be drawn up months before the wedding, not days - it's not something you sla... SUZE ORMAN We tend to focus on assets and forget about debts. Financial security requires facing up to the big ... SUZE ORMAN The chances of a bank going out of business are extremely slim, but it's always a good idea to s... SUZE ORMAN Private student loans should be avoided at all costs. SUZE ORMAN The way to build your savings is by spending less each month. SUZE ORMAN The American dream is dead for the majority of America. SUZE ORMAN If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insu... SUZE ORMAN Take free money. No matter how in debt you are, if your employer offers a matching contribution on a... SUZE ORMAN Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch... SUZE ORMAN Like your home's closets, your financial clutter needs an overhaul every now and again, and the ... SUZE ORMAN Understand and accept the cycles of money. The setbacks you may have today or next year will not kee... SUZE ORMAN Each cent you apply toward diminishing your debt replenishes you. SUZE ORMAN When you give, give from the place of the heart because it is the right thing to do, not the easy th... SUZE ORMAN Women fake orgasms and men fake finances. SUZE ORMAN I generally encourage people to make good on debts when they have enough money to repay them. But on... SUZE ORMAN A wise woman knows how to summon her courage and do what is right, rather than what is easy. SUZE ORMAN It pays to be a fee fiend. SUZE ORMAN Time is key to building your financial security. SUZE ORMAN It's easy to underestimate the real cost of home ownership. SUZE ORMAN If you're financially responsible, your children have a much better chance to grow up financiall... SUZE ORMAN If you wait to see how much money you have left at the end of the month to put toward savings, the a... SUZE ORMAN It's better to do nothing with your money than something you don't understand. SUZE ORMAN People have got to learn: if they don't have cookies in the cookie jar, they can't eat cooki... SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN It's impossible to map out a route to your destination if you don't know where you're st... SUZE ORMAN The most important loan to pay is your student loan. It's more important than your mortgage, car... SUZE ORMAN Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed. SUZE ORMAN The new American dream is one of responsibility. What is the bottom-line number that you're goin... SUZE ORMAN Abundance is about being rich with or without money. SUZE ORMAN A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete contr... SUZE ORMAN Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - ... SUZE ORMAN We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece ... SUZE ORMAN Make it a priority to have at least eight months of living costs set aside in a federally insured ba... SUZE ORMAN If you're going down the street and you're going the wrong way, remember - God permits U-tur... SUZE ORMAN Once your kids are grown and you know that you're completely healthy, consider canceling your li... SUZE ORMAN So many financial dreams are thwarted by the failure to act upon good intentions. SUZE ORMAN Remember: If the IRS suspects you haven't reported income, it can challenge returns from the pas... SUZE ORMAN Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writin... SUZE ORMAN He stilled my room, for sure. SUZE ROTOLO Everybody is waiting for cooler weather--and I am just waiting for you--. (Bob Dylan in a letter) SUZE ROTOLO It is one of the consolations of philosophy that the benefit of showing how to dispense with a conce... WILLARD VAN ORMAN QUINE 'Ouch' is not independent of social training. One has only to prick a foreigner to appreciat... WILLARD VAN ORMAN QUINE To be is to be the value of a variable. WILLARD VAN ORMAN QUINE Physics investigates the essential nature of the world, and biology describes a local bump. Psycholo... WILLARD VAN ORMAN QUINE